Bankruptcy Law & Consumer Advocacy You Can Trust
With emerging changes in bankruptcy law and a sweeping economic crisis, it is more important than ever to understand your rights and options under the federal Bankruptcy Code.
Whether you are wondering if you should file, or have unique questions about your case, it is important to consult an experienced bankruptcy law attorney who can guide you through the process. Attorney Susan M. Williams has over 20 years of experience handling bankruptcy law cases.
We work to help our clients get the fresh start they need. Call us today at 860-265-4928 or contact us by e-mail to arrange a free consultation with Attorney Susan M. Williams.
Chapter 7 and Chapter 13 Bankruptcy
Chapter 7 bankruptcy allows the debtor to obtain a "fresh start" and is also known as "liquidation bankruptcy." Upon the filing of the Chapter 7 petition with the court, creditors can no longer make any debt collection efforts. Even after the Bankruptcy Reform Act of 2005, debtors can qualify for Chapter 7 and eliminate unsecured debts including medical expenses, credit card debts, and other loans. We assist debtors in obtaining protection from creditors, preserving their assets and a obtaining a fresh start.
In a Chapter 13 bankruptcy, the debtor files a plan of reorganization along with their bankruptcy petition. The most common use of a Chapter 13 is to save your home. The filing will stop foreclosures, wage garnishments, repossession of property, and help you retain your assets. Unlike Chapter 7, however, you will be required to make payments against your debt. The repayment plan will be determined by the court based on your ability to pay.
We will take the time to review your case, explain your options, including alternatives to bankruptcy, so that you can make the best decisions for your family and your financial future. We are highly experienced in addressing the unique concerns of clients including:
- Loans
- Judgment Liens
- Credit Card Debt
- Protecting Your Assets
- Home foreclosure
- Bankruptcy and divorce
With over 20 years of experience, we know the relief that can come from filing bankruptcy. We take pride in providing our clients strategic advocacy to achieve debt relief. If you live in Massachusetts or Connecticut, call Susan M. Williams in Enfield, Connecticut at 860-265-4928 or contact us by e-mail, to schedule a free consultation with our lawyer.
Free consultations · Easily accessible from Route 91, off Route 5
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
